Habitat homeowners are chosen without regard to race, color, religion, gender, national origin, familial status, disability, marital status, ancestry, sexual orientation, source of income or other characteristics in keeping with U.S. law and with Habitat’s abiding belief that God’s love extends to everyone. Habitat also welcomes volunteers from all faiths, or no faith, who actively embrace Habitat’s goal of eliminating poverty housing from the world.
Homeownership builds stability & independence for local households.
Habitat is a HUD-approved Housing Counseling Agency. With support from volunteers, donors and the community, we provide quality, affordable homes for first-time buyers in Central Indiana.
Don't know where to start?
Please share your interest to be notified when applications open. To prepare for the application process, we encourage you to learn more about how Habitat works and review our frequently asked questions.
How is Habitat different from a traditional mortgage?
With a 42% increase in home values since the summer of 2020, supply of affordable homes is at record lows for first-time buyers. Wages continue to lag behind these price increases.
Habitat homeowners have an affordable mortgage, currently with 0% interest, pay modest closing costs and complete 200 partnership hours including homeownership classes through Habitat University, construction on their home and the houses of other future Habitat homeowners.
What can I gain from homeownership?
Housing is important to the quality of life, health, and economic prosperity of the entire community.
70% of homeowners indicated the lives of family members are better since becoming homeowners and 70% also attribute Habitat’s homeownership program to positive changes in their families’ lives. 79% of homeowners completed, started, or planned to complete higher education or training programs since becoming a homeowner.
Parents also observed improved study habits, increased academic achievement, and more consistent school attendance. 56% of homeowners reported improved mental health and feeling optimistic about the future. Financial security, household savings, and the ability to manage unexpected expenses all increased more than 35% after purchasing a Habitat home.
What does a Habitat home look like?
We’re committed to building high-quality homes that remain affordable for families. Our home designs include both one- and two-story options, thoughtfully built to meet the needs of our homeowner.
Through strong partnerships, we prioritize quality materials and skilled service, ensuring every home is built with care and lasting value.
Follow us on social platforms to stay up to date on stories of our work and home closings.
Frequently Asked Questions
Do only ethnic minorities receive Habitat for Humanity homes?
Habitat builds homes in partnership with those in need regardless of race, color, religion, gender, national origin, familial status, disability, marital status, ancestry, sexual orientation, source of income or other characteristics protected by law. The prospective homeowners must meet three criteria: need, ability to repay the mortgage and a willingness to partner with Habitat.
Does a Habitat home in a neighborhood reduce property values?
Housing studies show affordable housing has no adverse effect on neighborhood property values. In fact, the recent social impact study done on the Habitat homeownership program shows that a home increases the property value of surrounding homes.
How many families does Habitat serve in Greater Indy?
Since 1987, Greater Indy Habitat has helped more than 1,700 families globally, more than 1,100 in Greater Indianapolis, and more than 600 internationally.
Where does Greater Indy Habitat serve?
Greater Indy Habitat for Humanity serves Marion, Hendricks, Hamilton, Shelby, and Hancock Counties with homeownership and volunteer opportunities. The affiliate also operates Habitat ReStores in Greenfield, West Washington, Fishers, and Avon.
Greater Indy Habitat for Humanity provides equal housing opportunities for all and ensures fair and equal access to its programs and services regardless of race, color, religion, gender, national origin, familial status, disability, marital status, ancestry, sexual orientation, source of income, or other characteristics protected by law.