As the affordability gap grows, homeownership slips further out of reach for many hardworking households. At Habitat, we’re changing that story.
In 2025, the average age of a first-time homebuyer reached 38 years old—a record high. Rising home prices and mortgage interest rates are delaying dreams for families who want to put down roots in a stable home. Our program helps families step into homeownership now, offering affordable mortgages with the lowest possible interest rates—so dreams don’t have to wait.
Our Habitat homebuyers are not strangers—they are the essential workers, caregivers, and neighbors who we rely on every day.
