Attainable Homeownership Tax Credit

The Indiana state government recently passed the Attainable Homeownership Tax Credit, a $4 million program designed to incentivize individuals and businesses to contribute to Habitat affiliates. This program is a significant recognition of the growing need for more affordable homeownership options in our community.   

How does it work?  

Tax credits may be used to offset individual state income taxes or business taxes in the tax year the donation is made beginning in 2024. When you donate to Habitat for Humanity of Indiana, you can receive a tax credit worth 50% of your donation, up to $10,000 in tax credits. This means that a donation of $2,000 could result in a $1,000 tax credit for you or your small business.   

 

The increased funds from this initiative will enable us to:

Build more homes

More funding allows us to increase production which means more families in our community can achieve their dream of homeownership.

Partner with more families

Your support helps us extend our reach and support more first-time homeowners. We can walk alongside more families equipping them with the tools and education to prepare for homeownership.

Create Better Outcomes
Create better outcomes

Research shows that a safe and stable home improves the health, education, and overall well-being of children. 

How to Make an AHTC Gift

  1. Make your check payable to Habitat for Humanity of Indiana. In the memo line, specify Greater Indy Habitat.
  2. Download and fill out the Donor Contribution Form.
  3. Mail your check and the donor contribution form to:
    Habitat for Humanity of Indiana
    101 W. Ohio St., Suite 2000 
    Indianapolis, IN 46204 

You may also make an online gift or a gift of stock here. Please include Greater Indy Habitat in the memo box. 

There are specific steps you need to take to claim the tax credits.

Contact Maureen Parsons at 317.777.6140 for more information.

More Information

Frequently Asked Questions

Who qualifies for a tax credit?

Tax credits are available for any qualified individual taxpayer, small business, or corporation in Indiana that donates to Habitat for Humanity of Indiana.  

What types of donations are accepted?

Cash, checks, credit cards, stocks, and bonds are eligible for the program. Contributions from donor-advised funds/trusts (DAFs) and qualified charitable distributions (QCDs) may be eligible. Please consult your tax advisor for specific guidance on tax credit giving.

Is there a maximum donation or tax credit amount for this program?

A donor can make any size donation but may only claim a maximum of $10,000 in tax credits in a given tax year through the Attainable Homeownership Tax Credit. 

Why am I making the donation to Habitat for Humanity of Indiana (HFHIN) instead of my local affiliate?

HFHIN is processing all the tax credits at the request of the State of Indiana so there is only one point of contact to process tax credits and ensure privacy, proper accounting, and accurate interface with the Department of Revenue. Your donation will still support Greater Indy Habitat.

Can I support Women Build and receive a tax credit?

Yes, you can support Women Build and receive a tax credit with your gift. Your donation must be made out to Habitat for Humanity of Indiana and follow the steps above. Once your donation is made, we will attribute it to Women Build and the specific builder you are supporting. Please note the builder’s name in the memo.