Become a Homebuyer

Accepted applicants purchase an affordable mortgage with the responsibility of an affordable interest, monthly mortgage payments, and home maintenance.

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HUD-Certified Housing Counseling Agency

Habitat University

The Habitat homeownership program (Habitat University) includes financial counseling and home maintenance education that gives buyers the tools to be successful in this life-changing endeavor.

Accepted applicants invest 200 partnership hours by completing Habitat U classes and volunteering on Habitat homes. Homebuyers then purchase their home with the responsibility of an affordable interest, monthly mortgage payments, and home maintenance. 

Steps of the Program

Eligibility

We look for three things when determining eligible applicants: need, ability to pay, and willingness to partner. A family with these three things must meet income guidelines, program requirements, and the mandatory details needed to qualify for a mortgage.

Habitat University Courses

Complete and graduate from Habitat University’s financial and home maintenance courses.  

Partnership Hours

Work alongside sponsors and volunteers to complete 200 partnership hours by working on the build site of their own home and others or through volunteering at the ReStore. 

Purchase

The home is sold to the family via a long-term, affordable interest mortgage.

Value

The family then owns a decent home that meets their needs and pays affordable monthly mortgage payments that goes into a revolving fund that is used to build homes for more families. 

Begin your journey!

Why Partner with Habitat