Too many families in Indiana are still shut out from the opportunity of affordable homeownership, but together, we’re changing that. On April 15th, we hosted our inaugural Home is the Key Breakfast, bringing the community together to shine a light on the growing housing crisis and, more importantly, to explore bold, collaborative solutions. 

Thanks to the insights and expertise shared by keynote speaker Shane Phillips and our incredible panel—Stephanie Quick, Fred Payne, Shelley Specchio, and Bryan Stumpf. Attendees left with a clearer understanding of the complex challenges and the urgent need to act. As Shane reminded us, “The sooner we act, the sooner we can bend the arc toward affordability.” 

This event was just the beginning. The ideas sparked, connections made, and momentum built are already shaping what comes next. Thank you to IBJ Media for partnering with us to make this powerful morning possible and to everyone who showed up ready to learn, listen, and lead change. 

We’re not done. There’s still time to be part of the movement for affordable housing in Central Indiana. Check out photos from the breakfast.  

Watch Briannca’s powerful reflection on what stability through homeownership means for her family.  

Each quarter we will dive into a specific outcome of homeownership or topic that is impacting affordable housing. This quarter we will focus on why supply isn’t meeting demand. 

We take a closer look at the shortage of affordable homes and what it will take to build our way toward a more stable future:  

1. Projections indicate a shortage of up to 69,500 units by 2028. 
2. The average 30-year fixed mortgage rate has climbed to 7.01% as of January 2025, nearly 1% higher than in September 2024. 
3. One of the primary reasons for the housing deficit is a lack of sufficient new construction.