Why is Habitat Needed?
Few communities are untouched by the effects of poverty. Greater Indy is no different. According to the 2010 U.S. Census, nearly 20% of Marion County residents are in poverty, which the federal government defined in 2010 as a household income of $22,314 or less for a family of four.
A major barrier to breaking the cycle of poverty is homeownership. Owning a home is a significant means in helping provide a stable quality of life for low-income families and individuals. For some though, decent, affordable homeownership is out of reach. In Indiana, the average hourly wage necessary to afford a two‐bedroom FMR unit is $14.03; more than half of Hoosier renters (52%) cannot afford the fair market rate, according to an Indiana 211 Partnership Community Report.
In our community many are paying more than they can afford for housing, not leaving enough for other necessities like good nutrition, health care, transportation, education or saving for the future.
Greater Indy Habitat for Humanity seeks to transform lives by partnering with families, individuals and our communities to create and preserve affordable housing solutions. The benefits of our program extend beyond housing to support both the community and homeowners’ well-being.
When families and individuals have stable, affordable housing, they can:
- Provide stability for their children
- Gain improved health, physical safety, and security
- Increase educational and job prospects
- Be engaged in their communities